For too long now, most plan sponsors have been forced to choose an investment menu at the same time that they select a service provider. Services and investments have been tied together as a package deal. Besides the feeling of being held hostage to a very limiting plan, this design is also flawed in that if one of them ends up not working, the entire program must be re-designed.

Plan sponsors, and ultimately, plan participants, deserve better. So we took it upon ourselves to give you both something better.

Imagine being able to choose from virtually ANY publicly available mutual fund to create the fund menu that your participants will ultimately use to invest their retirement plan assets. No tradeoffs. No expensive share classes. 

Quite simply, the best funds for your plan.

And, should the fund menu require modification in the future, a fund change is a streamlined process without any strings attached.

401kMAX delivers this without proprietary fund requirements, without high-cost fund expenses and without restrictions on your ability to obtain the investments you think are best for your participants.

401kMAX is a bundled, full service retirement plan product that allows clients to concentrate on their other responsibilities, with the assurance that the retirement plan is being run by a comprehensive service provider.

    • World-class recordkeeping and administration.
    • Online and telephone services.
    • Enrollment and participant communications.
    • Account manager responsible for every client.
    • Trust, custody and paying agent service.
    • Ongoing annual plan review meetings
    • Plan design and Documentation
    • Administration support services
    • Technical Consulting Services

Pension Specialists also provides its product under the 403bMAX and 457MAX brands for those plan-types. So, sponsors of 403(b) or 457 plans can offer the same high-quality program to their plan participants, as well.